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資産家は一億以上の金融資産もち運用で配当があり国民のわずか２.３%。
資産家とは一億円以上の金融資産持ちで運用で配当を稼いでいます。
資産家は国民の２.３％しかいません。
多くのサラリーマンのエリートはお金持ちではないのです。資産が無いのでね。
それでは資産家でなく、なんでしょうね。それは所得家です。
所得家とは、年収８００万円や年収１千万円なのに、金融資産がゼロなんですね。
資産家はお金持ちであり、所得家は貧乏人と言えよう。
貧乏人は車や自己利用不動産を買う、負債を買う人
貧乏症状は、
１）考えずに投資し、
２）人の話を信じて損する
３）人の話を鵜呑みにする
ネットで儲かった話を鵜呑みにして、ＦＸや株や仮想通貨を買って損するのも
貧乏症状ですね。
銀行員や証券業の営業も、運用のプロも、
手数料商売ゆえに、他人任せ病で貧乏症だね。
貧乏人の症状は、
１）クレジットカードでうっかり使いすぎで、所得家は預金額が少ない。
２）金利の仕組みを考えず、リボ払いにはまる。
金利は１４%です。
３）貧乏人の症状は、フランスレストランのオーナーでも
お金持ち勘違い型。
４）ベンツ等外車を買い、
５）ブランドの服を買い、
６）高級レストランに行く
７）タワマンに住む
けれど、預金はゼロの人。
これも貧乏人の症状です。
貧乏病の症状はもうひとつ。
夢追い人。
宝くじが当たったらお金持ちになると、
夢追いかけている人。
ビンボー病の五つの典型的症状は
１）お金を生まないものを買う負債購入型
自己の家をローンで買う 車を買い 預金ゼロ
２）人の話を鵜呑みにする他人任せ型
銀行員や証券業の営業を信用してお金を使い預金ゼロ
３）学びもせずに使う知識欠如型
銀行員や証券業の営業を信用してお金を使い預金ゼロ
４）金持ち勘違い型
レストラン経営も使いすぎで預金ゼロ
５）夢ばかり追う妄想型
宝くじ買い預金ゼロの人
テルも年収１０００万円だったが所得家だった
テルも高学歴で財閥系不動産会社で年収が４５０万円。
財閥系証券会社に転職して年収は８００万円で１２００万円まで伸びた。
そこでお金持ちと勘違いして、
１）BMWを買ってしまった。
２）自己の所有家をローンで買ってしまった
３）正月休みと夏休みに一週間単位で帝国ホテル、ホテルニューオータニ、
軽井沢万平ホテルに行ってしまった。所得家だったが資産はゼロだった。
資産家になるチャンスはあった
テルも資産家になるチャンスがあったのだ。
２０代で都内の不動産を購入も５年後に売ってしまった。
あくまで自宅用だった。実家に住んで貸すべきだった。
証券会社に入る前に、郊外に３LDKの自宅をローンで買ったが５年後に売って
しまった。貸すべきだった。
不動産は自宅用でなく投資用に貸すべきだった。それは資産と言えるのです。
今では資産を持つために、
１）古屋不動産投資
２）USリートなど証券投資
３）ブログYouTubeアフィリエイトで毎月収益を生む資産を作っています。
今後は、ラッコなどでブログYouTubeなどの買収と改良して売るっことを
考えています。不動産なら数千万円でも投資できるのです。
企業を購入後、利益を上げて、その平均８倍で売ると、キャピタルゲインが得られます。
この資本主義の日本では、会社を買って売るのがお金持ちの手段です。
これをテルは、青汁王子から学びました。
誰でもチャンスは、あるけど、実行する人は１００人に一人いません。
ホリエモンも行っていますが、いいとなったら超優秀な人はやるけれど、
案外、勉強できないけど、優秀な人のカンニングしていた
優秀でない人がいいのです。リスクを考えて後退りする人はだめで、
後先を考えず猪突猛進な人が案外、投資できるのです。
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Asset holders are those with financial assets of more than 100 million yen and earn dividends from their investments and account for only 2.3% of the population.
Wealthy people are those with financial assets of 100 million yen or more and earn dividends from their investments.
Asset holders are only 2.3% of the population.
Many salaried elites are not rich. They have no assets.
Then they are not asset owners, but what are they? They are income-earners.
Income earners are those who earn 8 million yen or 10 million yen a year but have zero financial assets.
We can say that the asset family is rich and the income family is poor.
Poor people are those who buy cars, self-use real estate, and debt.
Symptoms of poverty are.
1) investing without thinking, and
2) believing what others say and losing money
3) believe what others tell them.
It is also a symptom of poverty to buy forex, stocks, or virtual currency and lose money because you believe the stories you read on the Internet about how much money you made.
It is a symptom of poverty.
Bankers, securities salespeople, and investment professionals are all in the commission business.
commission business, and investment management professionals are all poor because of the disease of leaving it to others.
Symptoms of poverty are
(1) They spend too much on credit cards and their income is low.
2) They are addicted to revolving repayment without considering the interest rate structure.
The interest rate is 14%.
3) Symptoms of poor people are even French restaurant owners.
Rich mistaken type.
4) They buy Mercedes Benz and other foreign cars.
5) Buying brand-name clothes, and
6) go to expensive restaurants
(7) live in a tower apartment
but has no savings.
This is another symptom of poverty.
There is another symptom of poverty.
Dreamers.
They think they will be rich if they win the lottery.
dreaming that they will be rich if they win the lottery.
The five typical symptoms of bimbo disease are
(1) Debt-purchasing type, buying things that do not produce money
Buying one’s own house with a loan, buying a car, and having no money in the bank.
(2) Leave it to others type who believe what others tell them
Spending money by trusting bankers and brokerage salespeople and having no deposit
(3) Lack of knowledge type who spend without learning
Spent money and made no deposits because they trusted bankers and securities salespeople
(4) Mistakenly rich type
Zero deposits due to overspending in the restaurant business.
(5) Delusional type who only chase dreams
A person who buys lottery tickets and has zero deposit.
Tell also had an annual income of 10 million yen, but was an income earner.
Teru was also highly educated and had an annual income of 4.5 million yen at a conglomerate real estate company.
He switched to a zaibatsu securities company and his annual income grew from 8 million yen to 12 million yen.
There, he mistakenly thought he was rich and
1) He bought a BMW.
2) He bought his own house with a loan.
(3) He went to the Imperial Hotel, Hotel New Otani, and the Karuizawa Mampei Hotel for a week at a time during New Year’s vacation and summer vacation.
Hotel New Otani, and Karuizawa Mampei Hotel. I was an income earner but had no assets.
I had a chance to become an asset-rich family.
Tel also had a chance to become an asset-rich person.
He bought real estate in Tokyo in his 20s but sold it five years later.
It was only for his home. He should have lived in his parents’ house and rented it out.
Before joining a brokerage firm, I bought a three-bedroom house in the suburbs with a loan, but sold it after five years.
I should have rented it out. I should have rented it out.
I should have lent the real estate for investment, not for home use. It is an asset.
Now, to have an asset, one should
1) Old house real estate investment
2) Invest in securities such as US REIT
3) Blog YouTube affiliates to create an asset that generates monthly income.
In the future, I am thinking of acquiring, improving, and selling blogs, YouTube, etc., in Otters, etc.
I am thinking of selling them. With real estate, you can invest tens of millions of yen.
After buying a company, you can make a profit and sell it for an average of 8 times that amount to earn a capital gain.
In this capitalist Japan, buying and selling companies is the way to get rich.
This is what Teru learned from Prince Aojiru.
Everyone has a chance to do this, but not one person in a hundred will do it.
As Holliemon has said, if it’s a good idea, the very bright people will do it, but the rest of us are not so bright.
I can’t learn as well as I thought I could, but I cheated off the best and brightest.
It is better to be a non-excellent person. Not the ones who think of the risks and backtrack.
People who are not thinking about the risks and are willing to take risks are the ones who can invest more than expected.